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Qualifying For SSDI And SSI Benefits

Individuals must meet specific criteria to receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). It can be confusing for people unfamiliar with the application process to determine if they qualify. Even worse, people may mistakenly believe that they cannot receive benefits when they are, in fact, eligible. Also, waiting too long to file for SSD can be harmful.

The Law Firm of Alex Dell, PLLC, has nine lawyers experienced in handling SSDI and SSI claims, helping people in New York with both initial applications and appeals to the Social Security Administration. These applications require attention to detail and thorough documentation, and we believe no one should be turned down for essential benefits because of a technicality or other reason that could have been avoided with the guidance of a qualified lawyer. That's why we treat every case as if it were our own.

Eligibility For SSDI Benefits

The most important requirement for receiving SSDI benefits is that you have a condition that will last at least one year, or can result in death. There are also work history requirements that are based on your age. People who are disabled but still able to do some work may qualify for SSDI benefits, but those who work more than a certain amount may not be considered disabled by the SSA and may not receive benefits.

Eligible people cannot receive SSDI benefits until they have been disabled for five full months. This means people can expect to receive benefits at least six months after the onset of their condition.

Eligibility For SSI Benefits

Unlike SSDI, SSI benefits are not an insurance program. Rather, it is a federally funded assistance program for qualified individuals. There are three main ways to qualify for SSI benefits. You (or your child) may be eligible if one of the conditions is met:

  • Age 65 years or older
  • Blind
  • Disabled

The SSA has strict income limits for SSI eligibility. This means that most people must have very limited income, although certain assets, like a residence or personal vehicle, do not count when determining eligibility.